Foreclosure Intervention Services

Counseling focuses on understanding the root cause and severity of the delinquency
followed by a determination of the extent of resources required to resolve the problem. Options
are presented to the client such as arranging for reinstatement plans with creditors, the
liquidation of assets, budgeting and money management, locating alternative housing, outside
referral, and finally the foreclosure process. Loss Mitigation Includes preventing foreclosure
proceedings and negotiating with the lenders to determine which one of their programs works
best for the consumer’s needs. Several options can be discussed such as loan modification, short
sale, re-payment plan to name a few. The goal is retaining the home, preventing foreclosure, and
preserving the client’s credit rating.

Foreclosure Intake Form

For additional information please contact our office:

Office: (631) 348-0669 • Fax: (631) 348-1562

Housing Counselors:
Ext. 20 – Lola Harvey, Housing Counselor
Ext. 22 – Estela Barros, Spanish speaking Housing Counselor